RateShop.ca | Mortgage Learning Centre

Get the lowest mortgage rates in Canada from RateShop.ca

🏡 October 2025 Mortgage Rate Forecast: Are Rate Cuts Finally Here?

🏡 October 2025 Mortgage Rate Forecast: Are Rate Cuts Finally Here?By: Joe Marker Published on: 13/10/2025

Discover the October 2025 mortgage rate forecast and find out if Bank of Canada rate cuts are finally happening — plus what it means for your mortgage plans.

Mortgage Rates
🏡 October 2025 Mortgage Rate Forecast: Are Rate Cuts Finally Here?

5 Year - Fixed Term from

3.89%

*Advertised rates may not be offered by this lender. Mortgage lender offers are aggregated by RateShop & its Brokerage Network subject to change without notice. Speak with our mortgage broker about APR and qualification requirements.